Terms and Conditions

Welcome to All Insurance brought to you by CMS Grinding Experts. By using our website and services, you agree to the following Terms and Conditions. Please read them carefully.

1. Introduction

All Insurance operates as a third-party lead generation platform that connects potential clients with insurance providers for car, life, and medical aid insurance. We do not sell insurance directly but facilitate the process of obtaining quotes from verified insurance companies.

2. Use of Services

2.1 Eligibility

To use our services, you must:
✅ Be at least 18 years old.
✅ Provide accurate and truthful information.
✅ Agree to be contacted by our partner insurance providers.

2.2 User Responsibilities

By submitting your details, you:
✔️ Consent to All Insurance sharing your information with selected insurers.
✔️ Acknowledge that All Insurance is not responsible for the terms, conditions, or policies of third-party insurers.
✔️ Understand that quotes are not binding and may change based on further evaluation.

3. Lead Submission and Processing

🔹 Users submit personal and insurance-related details via our online platform.
🔹 All Insurance forwards these details to insurance providers to generate personalized quotes.
🔹 We strive to match you with the best insurance offers, but we do not guarantee acceptance or final pricing from insurance providers.

4. Privacy & Data Protection

We respect your privacy and handle personal data in accordance with South Africa’s Protection of Personal Information Act (POPIA).
🔐 For more details, please review our Privacy Policy.

5. Third-Party Relationships

🚨 All Insurance is not an insurance provider.

  • We connect users with third-party insurers, who will contact you directly.
  • We do not take responsibility for any agreements, claims, or disputes between you and the insurance company.

6. Disclaimers & Limitation of Liability

⚠️ No Guarantees: While we strive to provide the best insurance leads, we do not guarantee that all users will receive a quote or approval.
⚠️ No Liability: All Insurance is not responsible for any losses, damages, or disputes arising from your engagement with insurance providers.
⚠️ Information Accuracy: We rely on third-party providers and cannot guarantee the accuracy of all quotes or policy details.

7. Modifications to Terms

We may update these Terms & Conditions at any time. Continued use of our services constitutes acceptance of any changes.

8. Contact Information

📩 Email: allinsurance@cmsgrindingexperts.co.za

This ensures that All Insurance operates transparently while protecting both the business and the users.